The 8 Step Buying Process:
Starting your home search can be an overwhelming task. Because of that, our team makes sure that you, and all other potential buyers, understand each of the 8 steps that we take to make the process as easy and painless as possible. By the end of your search, with our support and guidance, you will live happily ever after in your new dream home.
Meet in person and create a wish list
Let’s get to know each other! Once you’re ready to work with us, we’ll meet together for a Buyer Consultation to focus your search and determine what you want and need in a home.
We’ll introduce you to our mortgage partner, who can help you determine your buying price range with confidence. You are free to go with any lender you choose. Be prepared to dig into paperwork during this part of the process. You’ll need such things as pay stubs, W2’s, bank statements and tax returns. The lender will do a full review and then tell you what you will be able to borrow in order to purchase a home. This is a vital step in the home buying process!
Listing alerts sent to you based on your criteria
We get to know you — Need to move for a job? Want a shorter commute? Getting married? Having a baby? Need to upgrade or downsize? At this stage, we’ll send you notifications about the listings that you’re most likely to be excited about. Be sure to let us know if one (or more) jumps out at you so that we can skip to the next step and schedule a viewing.
Schedule viewings and attend open houses
Here’s where the buying process gets kinda fun! We’ll go to local open houses together and schedule viewings of the homes that you’ve loved from our listing alerts. Try to avoid Zillow and Redfin searches. Why? They’re often outdated. You find something there, love it, and then get discouraged when we tell you it’s in escrow already. We’ll talk about how the budget will work and make sure that we find you the perfect home.
Find the perfect home and write an offer
When you’re ready to make an offer, we will present a written offer to the seller. And while everyone loves getting their offer accepted right away, the seller could come back to us with a counter offer, or reject your initial offer all together. Sometimes they use the never-popular “highest and best” counter. Don’t worry. We’re happy to walk you through each of these possibilities and exactly how to handle them. Once the offer is accepted, it’s time to truly get your financing in order and move forward to the next step!
Acceptance, appraisal and inspection
The sellers accepted your offer, and the home is going through inspection and appraisal. The appraisal guarantees that the price of the property matches the condition of the property, and that the price is something MANY people would be willing to pay for the property. The inspection makes sure that everything in the home is functioning properly and there are no major issues inside. When there are issues, we determine if and how you’ll move forward. These are the last steps before the shiny keys to your home are placed in your hand… for good!
Time to close and get the keys
Get stoked because it’s time to close on your home! This process includes going through all of the final paperwork and get hand cramps signing your name. Don’t forget to bring all of the paperwork you’ve collected along the way, as well as your down payment. One caviat: Don’t send a wire transfer without our explicit instructions.